Stocks & Shares ISA

Who can apply?

If you are 18 or over you can apply for a Stocks & Shares ISA. You must hold it in your own name and you can only pay in to one Stocks & Shares ISA each tax year.


Stocks & Shares ISA

Our award-winning Stocks & Shares ISA gives you a wide range of investment choices.

What is an ISA?

An ISA (or Individual Savings Account) is a popular, tax advantaged way of saving.

Whether you’re aiming for something specific – like a special holiday or a deposit for a property – or just interested in putting something away for your future, an ISA is the foundation for many savers.

Four different types of ISA

There are four types of ISA. Cash ISA, Innovative Finance ISA, Lifetime ISA and Stocks & Shares ISA. Our ISA is the Stocks & Shares type, which means you invest your money hoping to benefit from investment growth over the longer term.


There are agreed limits set by the Government regarding how much you can invest into your ISA(s). For the 2018/19 tax year, the limit is $20,000 in total which can be invested into your ISA(s), which can be split between a Stocks & Shares ISA, a Cash ISA, an Innovative Finance ISA and a Lifetime ISA (if you are eligible). You can only put money into one Stocks & Shares ISA, one Innovative Finance ISA, one Cash ISA and one Lifetime ISA in a tax year.

All the tax advantages and flexibility you would expect

Tax advantages
  • No Income tax on your ISA income
  • No tax on capital gains in your ISA
  • Hassle free. No need to tell HMRC about income and capital gains from your ISA on your tax return.
Higher rate taxpayer?

If your marginal rate of tax is 40-45%, there is no income tax to pay on income from your ISA, therefore the tax savings for you can be significant.


Why Norvalden for your ISA?

Account fees that don’t grow with your investment

Save regularly from $50 a month

Stop, start and change your payments whenever you like

24/7 access to manage your Junior ISA online

Over 4,000 investments to choose from

Low monthly Account charge of $10

Start trading online the same day

Access money when you want

Savings in your ISA grow free from additional income and capital gains tax

Norvalden® is registered and authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Norvalden® gives no financial or investment advice.


Please remember the value of your investments and any income from them can go down as well as up and you may get back less than the amount you originally invested.
All investments carry an element of risk which may differ significantly. If you are unsure as to the suitability of any particular investment or product, you should seek professional financial advice. We can't give you financial advice.
Laws and tax rules may change in the future without notice. The information here is our understanding as of April 2018. This information takes no account of your personal circumstances which may have an impact on tax treatment.