Norvalden Viva Account

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Why Get a Viva Account

Whether you’re switching careers, starting a family or moving abroad, a Viva Account is designed to help you through all life’s changes.

Unlimited self-service transactions

Two free withdrawals every month

One free teller transaction every month

2 Free Norvalden e-Transfers per month

1% cash back on your debit purchases – up to $300 back every year


Helpful Account Services

Overdraft Protection

Manage everyday expenses knowing you won’t be caught short of funds.

Norvalden® E-TRANSFER

All you need is an email address and you can send money to friends and family.


Receive an email, text message when important account activity happens.

Global ATM Alliance

Travelling? Use selected ABMs to withdraw cash and avoid paying access fees.

Mobile Wallet

Forgot your wallet? Use your smartphone to pay for small everyday purchases

Visa Pay

A perfect way to send funds to family and friends worldwide.

Core Account Features & Fees

Monthly Fee$15.95 mo
$11.95 after Seniors Discount
Number of debit transactionsUnlimited self-service debit transactions and 1 free teller-assisted transaction
Charge for additional debit transactions$1.50/each additional teller-assisted transaction
Minimum daily balance to waive feeN/A


Account Extras

Money back1% money back on all debit Point of Sale purchases as well asNorvalden® Online and Cross Border Debit, to a maximum of $300 per year
Norvalden® e-Transfers2 Free Norvalden® e-Transfers per month2
Non-Norvalden® ABMs2 FREE Norvalden® withdrawals/month from non-Norvalden ABMs
Teller transactions1 FREE teller transaction per month
Branded cardOptional Norvalden® Moneyback branded Norvalden® available
ChequesPersonalized cheques can be purchased
DiscountsDiscounted Seniors banking (age 60 and over)

Record-Keeping Charges may apply for additional record-keeping services

Record-Keeping Charges may apply for additional record-keeping services


Paper Statement$2.25/month
Paper statement with cheque image return              $2.50/month


The maximum coverage amount for Critical Illness coverage is $500,000 per Mortgage or for all Mortgages combined. For Life coverage, the maximum coverage amount is $750,000 per Mortgage or $750,000 for all Mortgages combined. The maximum monthly benefit amount for Disability coverage is $3,500 plus your Mortgage Disability premium (including applicable taxes), for up to a maximum of 24 months.

Norvalden are not insurers. All insurance plans are underwritten by independent licensed insurers.